Car Buying Service


Get a Better Price — the Actual Price You Will Pay at the Dealership

Credit Union 1 Car Buying Service

No 1st Payment for 60 Days1

Auto Loan Rates

60-month term2
Rates as low as

1.99% APR

Model Year 2019 + Newer

72-month term2
Rates as low as

2.99% APR

Model Year 2019 + Newer

84-month term2
Rates as low as

3.99% APR

Model Year 2019 + Newer

60-month term2
Rates as low as

2.99% APR

Model Year 2016 - 2018

See More Auto Loan Rate Options>>

Apply Online


Home Delivery is now an option
from our Car Buying Service

Handle all aspects of your vehicle purchase
without ever needing to go to the dealership. 


  • Have your vehicle delivered to your home
  • Start your paperwork online then complete it at home
  • Enhanced sanitization and safety precautions

Look for the buy from home badge when choosing dealerships to connect with.



Don't Overpay For Your Next Car

Buying a car is one of the biggest purchases people make. Our Car Buying Service is powered by TrueCar® and has been designed to help you save time and money. Whether you are looking to replace your vehicle or add to your garage, start your search using the Credit Union 1 Car Buying Service.
Not only will you be able to get dealer pricing information from a Certified Dealer before you leave home, but your Guaranteed Savings Certificate will lock in your savings so you can spend more time enjoying driving your new car, and less at the dealership.
It's easy to purchase a car with our Car Buying Service and finance it with Credit Union 1.

How it Works

Find Your Car

Find Your Car

Search top brands and
get discounted, upfront pricing


Lock in Savings

Lock in Savings

New car buyers save an
average of $3,572 off MSRP3


Secure Your Financing

Secure Your Financing

Select the right loan for
you and apply in minutes.
We pay you cash
for your Auto Loan!4

Get Your Car

Get Your Car

Head to the dealer knowing
exactly what you'll pay


Find Your Car

Have a trade-in or looking to sell your car?

Using our Car Buying Service, either enter your License Plate Number, VIN, or Make/Model, see the value of your car, and get a  real cash offer in minutes. From any device! 

How it Works

Get an Estimate

Get an Estimate Fast

Enter your car's information
and instantly get a value estimate.

Fine-tune Your Value

Fine-Tune Your Value

Identify features like color and
mileage, and see immediately
how they affect your car's value.

True Cash Offer

Get Your True Cash OfferTM

Ready to sell or trade? Get an offer
from a local dealer today.

Nationwide Dealer Network

Nationwide Network

Sell or trade easily with a
nationwide network of dealers.


Get an Estimate

Before heading to the dealership, save time and apply for pre-approval for an Auto Loan.

Digital icon

Apply online in minutes

Apply Online

find location icon

Apply in person

Find a Location

call center rep icon

Apply over the phone

Call 800.252.6950


APR= Annual Percentage Rate. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. All loans subject to approval. Auto Loans have a $5,000 minimum loan amount and floor rate of 1.99% APR. True Cash Offer is a trademark of TrueCar, Inc.

1Interest accrues during deferral period.

2Best Credit Financing Examples: An Auto Loan of $20,000 at 1.99% APR for a 60-month term would result in a monthly payment of approximately $351.00 An Auto Loan of $20,000 at 2.99% APR for a 72-month term would result in a monthly payment of approximately $305.00. An Auto Loan of $25,000 at 3.99% APR for an 84-month term would result in a monthly payment of approximately $343.00. An Auto Loan of $20,000 at 2.99% APR for a 60-month term would result in a monthly payment of approximately $360.00.

3Between 1/1/20 and 12/31/20, the average savings off MSRP experienced by consumers who connected with a TrueCar Certified Dealer through a TrueCar-powered auto buying program and who were identified as buying a new vehicle from that Certified Dealer was $3,552. Your actual savings may vary based on multiple factors, including the vehicle you select, region, dealer, and applicable vehicle-specific manufacturer incentives, which are subject to change. The MSRP is determined by the manufacturer and may not reflect the price at which vehicles are generally sold in the dealer’s trade area, as many vehicles are sold below MSRP. Each dealer sets its own pricing.

4To qualify for the $100 bonus, there is a $15,000 minimum loan amount and loan must close within 30 days from the application date. Offer does not apply to existing Credit Union 1 loans or the refinancing of existing Credit Union 1 loans. Bonus will be deposited into member's Credit Union 1 account at the loan closing. Bonus will be reported on 1099-MISC.