plus debit card account


Everyday Needs Deserve Everyday Solutions + Earn Dividends

All the best options of a checking account, now called a “debit card account”! The Express Plus Debit Card Account is the same as our basic debit card account with the advantage of earning dividends. Debit card accounts include free access to digital banking with a modern look and feel, streamlined workflows, and advanced functionality.

Get Started

More Than a Spending Account

Your CU1 debit card account comes with the following:

Earn Dividends

Earn dividends on debit card account balances.

See Rates

Pie Chart
Card Controls

Debit Card Controls

With CU1 Card Keeper1 control how, when, and where your card is used. Turn your card on/off, receive alerts, and get real-time balances

Learn More


Get cash surcharge-free at more than 30,000 ATMs nationwide

Find ATMs

smart watch, monitor, phone

Move Money Easily

Digital banking easily allows you to transfer funds within your account, to and from external accounts, and pay bills online

Learn More

Mobile Deposit

Deposit checks right from your smartphone1. Just snap a photo!

Learn More

mobile deposit

Member Service

Live Chat with our member solutions team or call the Contact Center at 800.252.6950

Bank Securely

Your CU1 debit card account is safe with American Share Insurance. Accounts are insured up to $250,000


Account Minimum Requirements

Minimum Deposit to Open2 | $500

Minimum Balance to Earn Dividends3 | $0.01


Get Started      Order Checks


Note: Debit card accounts are checking accounts and all references to debit card accounts are governed by the terms and conditions provided for checking accounts.

1Message and data rates may apply. Check with your mobile carrier for details.

2There is a $25 minimum deposit to open, or setup a minimum $500 direct deposit to the Express Debit Card account.

3Dividends are calculated using Average Daily Balance and are paid and compounded monthly.